The Manager – Local Real estate Dept. – KFH, Mr. Salah Abdul-Azeez Al-Khamees said that KFH has commenced its plan to provide real estate evaluation service to individual and institutional customers in order to cope with the latest developments in the real estate market and reinforce growth factors. He added that KFH works always on reinforcing its market share and expanding its customers base by providing distinguished services that enable it to benefit from its 25 years experiences in the real estate activity. The major success achieved by the promotional campaign organized and provided by KFH concerning private residence through its five universal branches at Kheitan, Faihaa, Aardiya, Riqqa and the banking hall at the head office has proved that the unique and variable services provided through the campaign have achieved both customers and KFH goals at the same time. Real Estate Evaluation Al-Khamees said that KFH aims to develop the real estate market on the local level. He considers that this market is undergoing a major growth as it is attracting a large number of new investors and dealers. Accordingly KFH has provided this evaluation service to support this market growth and provide a work environment subject to real standards and systems. He said that KFH is considered as one of the main institutions accredited by government authorities, commercial companies and institutions in the field of real estate evaluation. KFH has a vast experience in real estate evaluation and a technical team specialized in the evaluation of all types of real estates such as (private houses, investment buildings, residential and investment land, commercial complexes and state domains) Mr. Al-Khamees said that this service shall comprise making the most appropriate evaluation of the market sale and purchase prices for sale and purchase, providing information, details, advise and consultation in an advanced manner speedily and accurately. It also includes the provision of feasibility studies on real estate market prices and determining suitable rental values as per the prevailing market prices. Success of Promotional Campaign Mr. Al-Khamees confirmed the success of the promotional campaign, which has been going on for the last 3 months. The campaign covered private residence services provided through KFH branches. The facilities and offers provided have won the acceptance and approval of a large number of customers, including the new ideas which aim to maintain the stability and structure of the family. These ideas include Takaful insurance according to which the debt is cancelled in case of death or total disability of the spouse. It also includes the 10 months year system, which gives the customer the choice to postpone 2 installments every year. The campaign, which continues till 15/3/2004, includes other advantages i.e. the 6 months grace period and the free one-year credit card for the husband and wife along with a financial gift credited in the customer’s account as a nice surprise to participate in developing the joint relationship. Universal Branch Mr. Al-Khamees said that KFH aims, through the implementation of the universal branch concept, to provide all services under one roof and to provide new sale outlets represented in the branches and various services including re